What is an SSL certificate? The complete process from application to installation, along with best practices.

2-minute read
2026-03-16
2,722
I earn commissions when you shop through the links below, at no additional cost to you.

In today’s internet environment, where security is of paramount importance, a website that lacks a lock icon not only discourages visitors but may also be marked as “unsafe” by web browsers. All of this is closely related to a crucial security component: the SSL certificate. It serves not only as the foundation for establishing encrypted connections but also as a key element in building trust in a website, improving search engine rankings, and ensuring the security of data transmission. Understanding and correctly deploying SSL certificates has become an essential skill for every website owner and administrator.

What is an SSL/TLS certificate?

An SSL certificate, which now commonly refers to its more secure successor, the TLS certificate, is a type of digital certificate that follows a series of security protocols based on the Public Key Infrastructure (PKI). Its primary function is to authenticate the identity of a server and establish an encrypted communication link between the client and the server.

The working principle of SSL certificates

When a user visits a website that uses HTTPS, the browser engages in a series of interactions with the server, known as the “SSL/TLS handshake.” The process works as follows: The user’s browser sends a connection request to the server; the server then sends its SSL certificate (which contains its public key) to the browser. The browser verifies whether the certificate’s issuing authority (CA) is trusted, whether the certificate has expired, and whether the domain name matches the one being accessed. Once the verification is successful, the browser uses the public key from the certificate to encrypt a randomly generated “session key” and sends it back to the server. The server uses its own private key to decrypt this session key, thereby obtaining it. From this point on, both parties can use this session key for secure, symmetric encryption communications, ensuring the confidentiality and integrity of all data transmitted—such as login credentials, payment information, and personal data.

Recommended Reading Detailed Explanation of SSL Certificates: A Complete Guide from Working Principle to Installation and Deployment

The core content and types of certificates

A standard SSL certificate contains the following key information: the domain name of the certificate holder, the organization information of the certificate holder (for OV or EV certificates), the certification authority (CA) that issued the certificate, the digital signature of the CA, the validity period of the certificate, and, most importantly, the public key. Based on the level of verification and the features provided, SSL certificates are mainly classified into the following categories:

Bluehost SSL Certificate
Bluehost SSL Certificate
BlueHost SSL Certificates offer 1-2 year extension options, support for RSA or ECC algorithms, key lengths up to 4096 bits, and up to $1.75 million in protection.
From $7.49 USD per month
Access to Bluehost SSL Certificates →
hosting.com SSL Certificate
hosting.com SSL Certificate
Affordable DV, OV, EV SSL certificates, up to 256-bit encryption, 5 ~ 1 million USD protection amount, 24/7 support
From $2.5 USD per month
Visit hosting.com SSL Certificates →

Domain validation certificates only verify the applicant's control over the domain name. They are issued quickly and at a low cost, making them suitable for personal websites, blogs, or testing environments.

Organizational validation certificates build upon the basic DV (Domain Validation) process by additionally verifying the authenticity of the organization (such as a company or non-profit entity). The organization’s name is displayed in the certificate, providing greater trust to users and making them more suitable for use on commercial websites.

Extended Validation (EV) certificates offer the highest level of authentication and require a thorough review of official documents. Websites that use EV certificates display a prominent green company name in the address bar of most major browsers. This is the preferred choice for industries with extremely high security and credibility requirements, such as finance and e-commerce.

In addition, there are wildcard certificates and multi-domain certificates. Wildcard certificates can protect a main domain name and all its subdomains at the same level, which is very flexible; multi-domain certificates, on the other hand, allow multiple completely different domain names to be included in a single certificate, making management easier.

Recommended Reading A Complete Guide to SSL Certificates: From Beginner to Expert, Easily Ensuring Secure Transmission for Your Website

Why must websites install SSL certificates?

The deployment of SSL certificates has evolved from a “plus” to a “must-have” for network operations, with its necessity being evident on multiple levels.

The most important thing is to ensure data security. By using encryption technology, it ensures that all sensitive information transmitted between users and the website (such as passwords, credit card numbers, and personal data) cannot be eavesdropped on or tampered with by third parties. This effectively protects against man-in-the-middle attacks, providing the first line of defense for online transactions.

The next step is to build user trust. The browser’s visual indicators for HTTPS websites (such as a lock icon or a security symbol) clearly inform visitors that the current connection is secure, which significantly enhances users’ confidence and the length of time they spend on the site. For e-commerce websites, this directly affects conversion rates and sales figures.

UltaHost SSL Certificate
DV, EV, OV certificates, up to $1,750,000 USD coverage, unlimited sub-domains, iOS and Android apps, discounted 20% per month, $15.95 USD onwards, 30-day money-back guarantee

Furthermore, the advantages of search engine optimization (SEO) are evident. Major search engines such as Google and Baidu have explicitly recognized HTTPS as a positive factor in determining search rankings. Websites that use SSL certificates tend to achieve better rankings in search results, thereby attracting more organic traffic.

Finally, it is also crucial to meet compliance requirements. Many industry regulations, such as the Payment Card Industry Data Security Standard (PCI DSS) and the General Data Protection Regulation (GDPR), mandate the encryption of personal and financial data during transmission. Using an SSL certificate is a fundamental step in complying with these regulatory requirements.

The complete process for applying for and obtaining an SSL certificate

Obtaining and deploying an SSL certificate requires following a clear step-by-step process. Every step is crucial, from the initial preparation to the final activation of the certificate.

Recommended Reading Detailed explanation of SSL certificates: from the principle to deployment, ensuring the security of website data transmission

Step 1: Generate a certificate signing request

CSR (Certificate Signing Request) is the starting point for applying for a certificate, and it is usually generated on your server or in the hosting control panel. This process creates a pair of keys: a private key (which must be kept strictly confidential and always stored on the server) and a public key (which is included in the CSR). The CSR file also contains information about the organization you are representing and the domain name you are applying for. After generating the CSR, you will receive two important files: the private key file and the CSR file itself. Make sure to keep both of these files safe and secure.

Step 2: Select a CA (Certificate Authority) and submit the application.

According to your requirements (certificate type, budget, and brand preferences), select a trusted certificate authority. On their website, choose the desired product, copy the generated CSR (Certificate Signing Request) content, and paste it into the application form. Then submit the necessary verification information. For DV (Domain Validation) certificates, typically only domain ownership verification is required; for OV (Organizational Validation) or EV (Extended Validation) certificates, you will need to prepare legal documents such as a business license for review.

Step 3: Complete the domain name/organization verification.

After submitting the application, the CA (Certificate Authority) will perform the verification process. The verification for DV (Domain Validation) certificates is usually the simplest and includes the following steps: adding a specified TXT record to the domain’s DNS records; placing a specified verification file in the website’s root directory; or receiving a verification email sent to a designated administrator’s email address. Once the verification is completed, the CA will issue the certificate. The verification process for OV (Organization Validation) and EV (Extended Validation) certificates is more stringent and takes longer.

Step 4: Download and install the certificate.

After the CA issues the certificate, you will receive an email containing the certificate files, or you can download them from the administration interface. Typically, you will receive a main certificate file (your domain name certificate) and one or more intermediate certificate files. The installation process varies depending on the server environment, and you need to correctly configure these certificate files (along with the previously generated private key file) in the web server software.

Certificate Installation and Best Practices in Mainstream Server Environments

Certificate installation is a critical step in the technical implementation process, and the configuration methods vary depending on the type of server.

Install the Apache server

For Apache servers, you usually need to edit the virtual host configuration file for the website. The key configuration directives are… SSLCertificateFile(Referring to the path of your domain name certificate file)SSLCertificateKeyFile(Referring to the path of your private key file) and SSLCertificateChainFile Or SSLCACertificateFile(Point to the path of the intermediate certificate/CA bundle file.) After the configuration is complete, use it. sudo apache2ctl configtest Check the syntax for any errors, and then restart the Apache service.

Install the Nginx server

In Nginx, configurations are usually made within the server block of the site’s configuration file. The main directives include… ssl_certificate(Points to the path of the merged file that contains your domain name certificate and the intermediate certificate chain, which are usually combined in the order of “your certificate – intermediate certificate”). .crt (file) and ssl_certificate_key(Points to the path of your private key file.) After the configuration is saved, use it. nginx -t Test the configuration and reload Nginx.

General Best Practices

To ensure the security of SSL/TLS deployments, the following best practices should be followed: enable the HTTP Strict Transport Security header to force browsers to access websites only via HTTPS; select strong encryption suites and disable outdated and insecure protocols; ensure that the private key file permissions of certificates are set strictly to prevent unauthorized access; and be sure to set up automated certificate expiration monitoring and renewal reminders to avoid website service interruptions caused by certificate expiration.

summarize

SSL/TLS certificates are the cornerstone of building a modern, secure, and trustworthy internet. They are more than just a lock icon in the address bar; they represent a comprehensive set of mechanisms used to verify the identity of servers, encrypt data transmissions, protect user privacy, and enhance the credibility of websites. Understanding how they work and the different types of SSL/TLS certificates, as well as recognizing their absolute necessity, is essential for the success of any online business. Following best practices for deployment and regular maintenance will ensure that your website remains secure, efficient, and trustworthy in 2026 and beyond.

FAQ Frequently Asked Questions

What is the relationship between SSL certificates and HTTPS?

SSL/TLS certificates are the technical foundation for implementing the HTTPS protocol. When a website has a valid SSL certificate installed and configured correctly, users can use the HTTPS protocol for encrypted communication when accessing the website through their browsers. In short, a certificate acts as both a “key” and an “identity card,” while HTTPS provides the “rules” for conducting secure communications using this key.

What is the difference between a free SSL certificate and a paid one?

The main differences lie in the level of verification, the amount of insurance coverage, after-sales service, and technical support. Free DV (Domain Validation) certificates are usually provided by charitable organizations and only verify the ownership of the domain name, making them suitable for individuals and small projects. Paid certificates offer higher levels of organization verification (such as OV or EV), providing a stronger indication of trust. They also come with varying levels of security insurance, allowing for compensation in case of losses caused by certificate-related issues, and include professional technical support services.

How to determine whether the SSL certificate installed on a website is valid and secure?

You can directly click on the lock icon in the browser address bar to view the certificate details. Pay attention to the following points: Whether the certificate was issued by a trusted authority; Whether the certificate is still within its valid period; Whether the domain name stated in the certificate matches the website you are accessing; And whether the connection uses a strong encryption protocol.

After installing the SSL certificate, what should I do if some resources on the website are still displayed as insecure?

This issue is often referred to as a “mixed content” problem. The reason for it is that although the web page is loaded via HTTPS, some of the sub-resources referenced within it are loaded using the HTTP plain-text protocol. The solution is to use a web audit tool to identify these HTTP links, and then modify the link addresses in their source code to HTTPS addresses or relative protocol addresses.

What are the consequences if the certificate expires?

After a certificate expires, the browser will issue a clear warning to the visitor, indicating that the connection is “insecure”, and may even directly prevent the user from accessing the website. This can lead to a significant decline in the user experience, a loss of trust, and potentially have a serious impact on website traffic and revenue. Therefore, it is essential to set up automatic renewal or regular checks for certificate expiration dates.