A comprehensive explanation of SSL certificates: their working principle, types, and best practices for installation and configuration

2-minute read
2026-03-12
2,560
I earn commissions when you shop through the links below, at no additional cost to you.

The core working principle of SSL certificates

SSL certificates are the technical foundation for implementing HTTPS encryption for secure communication. Their primary goal is to establish an encrypted and authenticated channel between the visitor’s browser and your website server, ensuring that all data transmitted between the two parties (such as credit card numbers, passwords, and personal messages) remains private and intact.

This process relies on the combination of asymmetric and symmetric encryption, and it is completed through a procedure known as the “SSL handshake.” When a user attempts to access a website that uses HTTPS for the first time, the browser requests the server’s SSL certificate. The server then sends its own certificate to the browser.

After receiving a certificate, the browser performs a series of critical verifications: First, it checks whether the certificate was issued by a certificate authority (CA) that the browser trusts, which depends on the list of trusted root certificates built into the client. Next, it verifies the validity period of the certificate to ensure it is still valid. Then, it compares the domain name on the certificate with the domain name of the website being visited. Finally, the browser also checks whether the certificate has been revoked by the issuing authority.

Recommended Reading How to Choose and Install SSL Certificates: A Complete Guide from Beginner to Proficient

After the verification is successful, the browser uses the server’s public key contained in the certificate to negotiate and generate a symmetric encryption key for the current session, known as the “session key.” All data transmitted during this session will then be encrypted and decrypted using this efficient symmetric key. This is why a lock icon appears in the address bar, indicating that the connection is secure.

Bluehost SSL Certificate
Bluehost SSL Certificate
BlueHost SSL Certificates offer 1-2 year extension options, support for RSA or ECC algorithms, key lengths up to 4096 bits, and up to $1.75 million in protection.
From $7.49 USD per month
Access to Bluehost SSL Certificates →
hosting.com SSL Certificate
hosting.com SSL Certificate
Affordable DV, OV, EV SSL certificates, up to 256-bit encryption, 5 ~ 1 million USD protection amount, 24/7 support
From $2.5 USD per month
Visit hosting.com SSL Certificates →

Mainstream SSL Certificate Types and Their Use Cases

Based on the verification level and the number of domains they cover, SSL certificates are mainly divided into the following types. Users should choose the appropriate type according to their business needs.

Domain Validation Certificate

Domain Name Validation (DV) certificates are the fastest-to-obtain and lowest-cost type of certificate. The certification authority only verifies the applicant’s ownership of the domain name, typically by sending a verification email to the registered email address or requiring the placement of a specified file in the website’s root directory. DV certificates are ideal for personal websites, blogs, test environments, or internal systems, as they provide basic encryption capabilities. However, the security icon in the browser address bar only displays a lock, without showing the company name.

Organizational validation type certificate

Organizational Validation (OV) certificates offer a higher level of trust than Domain Validation (DV) certificates. In addition to verifying the ownership of a domain name, the Certificate Authority (CA) also conducts a manual verification of the legitimacy of the applying company, for example, by checking the company’s registration information with government authorities. As a result, the issuance process for OV certificates takes longer than that for DV certificates. When users click on the lock icon in the browser address bar, they can view the verified information about the company. OV certificates are widely used on corporate websites, e-commerce platforms, and in any scenario where it is necessary to demonstrate the credibility of an organization.

Extended Validation Certificate

Extended Validation (EV) certificates are currently the SSL certificates with the highest level of trust. Their issuance follows globally unified and rigorous authentication standards, which include comprehensive verifications of an organization’s physical address, phone number, and other information. The most distinctive feature of EV certificates is that when a website is secured with such a certificate, the address bar in mainstream browsers turns green, and the company name is displayed directly next to the lock icon. This significantly enhances users’ trust in the website, making them the ideal choice for industries with high security requirements, such as finance, payment gateways, and large e-commerce platforms.

Recommended Reading SSL Certificates: The Ultimate Guide to SSL Certificates from Role, Types to Application and Installation

Multiple domain and wildcard certificates

Multi-domain certificates allow multiple completely different domains or subdomains to be protected under the same certificate, making management much more convenient. Wildcard certificates, on the other hand, are used to protect a main domain and all its subdomains at the same level; for example, using “*.example.com” can protect “mail.example.com”, “shop.example.com”, and so on. These two types of certificates provide a flexible and cost-effective solution for businesses with complex domain structures.

Guide to Obtaining, Installing, and Configuring SSL Certificates

To successfully deploy an SSL certificate for a website, several key steps are required: application, verification, installation, and configuration.

The process for applying for and verifying a certificate

The first step in obtaining a certificate is to submit a certificate signing request to a trusted certificate authority (CA) or a dealer that works with them. The CSR (Certificate Signing Request) file is typically generated on your website server and contains your public key, the domain name you wish to bind the certificate to, as well as information about your organization. Once the CSR file is prepared, it is submitted to the CA, and the corresponding verification process is completed based on the type of certificate you have chosen.

UltaHost SSL Certificate
DV, EV, OV certificates, up to $1,750,000 USD coverage, unlimited sub-domains, iOS and Android apps, discounted 20% per month, $15.95 USD onwards, 30-day money-back guarantee

For DV (Domain Validation) certificates, the verification process is usually completed automatically within a few minutes. However, OV (Organization Validation) and EV (Extended Validation) certificates require manual review, which can take several days. Once the verification is successful, the CA (Certificate Authority) will send you the issued certificate files, which typically include a main certificate file and, if applicable, an intermediate certificate chain file as well.

Installing certificates on mainstream servers

Once you have obtained the certificate file, you need to install it on the server of the hosting website. The specific steps vary depending on the server software being used.

On the Apache server, you need to edit the virtual host configuration file and specify the necessary settings.SSLCertificateFile(The path to the main certificate file)SSLCertificateKeyFileThe path to the private key file andSSLCertificateChainFile(The path to the intermediate certificate chain file) Make sure that the SSL module and SSL engine are enabled.

Recommended Reading What is an SSL certificate? How to deploy an SSL certificate on a website to achieve HTTPS encryption and security protection?

On the Nginx server, the configuration is even more straightforward. You need to use the `server` block to make the necessary settings.ssl_certificateThe instruction specifies the file path for the merged main certificate and intermediate certificates, and indicates how to use it.ssl_certificate_keyThe command specifies the path to the private key file.

For cloud server panels such as cPanel/Plesk or BaoTa Panel, a graphical interface is usually provided. You simply need to upload the certificate file and the private key contents on the corresponding SSL/TLS management page, and the system will automatically complete the configuration for you.

Key Configuration and Optimization Practices

Installing the certificate is just the first step; the correct subsequent configuration is crucial. It is essential to forcibly redirect all HTTP traffic to HTTPS. This can be achieved by configuring the server or setting up a 301 permanent redirect within the website’s code, to ensure that there are no unprotected (unencrypted) access points left.

Enabling the HTTP/2 protocol can significantly improve the performance of HTTPS websites. Modern server software typically supports HTTP/2 by default or allows it to be easily enabled after SSL is activated. Additionally, implementing strict security measures for data transmission is crucial for enhancing website security. HSTS (HTTP Strict Transport Security) instructs browsers to use only HTTPS to interact with a website for a specified period of time, effectively preventing man-in-the-middle attacks.

Maintenance and Security Management of SSL Certificates

Deploying an SSL certificate is not a one-time solution; ongoing maintenance and management are crucial for ensuring long-term security.

Monitoring and Renewal of Validity Periods

All SSL certificates have a clear expiration date, which typically ranges from 90 days to 398 days. Certificate expiration is the most common cause of interrupted secure connections to websites. Once a certificate expires, the browser will display a prominent “unsafe” warning to visitors, severely impacting the user experience and the website’s reputation. It is recommended to establish a certificate monitoring system and initiate the renewal process at least 30 days before the certificate expires. Many hosting service providers and certificate authorities (CAs) offer automatic renewal services, which can effectively prevent service interruptions due to negligence.

Secure storage of keys and certificates

The private key of a certificate is the foundation of a security system and must be protected at the highest level. Private key files should never be transmitted via insecure channels, nor should they be stored in publicly accessible directories. The file permissions on the server should be set to allow only system administrators or web server processes to read them. For large organizations or those with high security requirements, considering the use of Hardware Security Modules (HSMs) for generating and storing private keys is advisable; HSMs provide tamper-resistant, physical-level security protection.

Response to Revocation and Update Policies

In certain situations, such as the leakage of private keys or changes in company information, it is necessary to revoke certificates before they naturally expire. Administrators should submit revocation requests through the channels provided by the CA (Certificate Authority) in a timely manner and update the certificates on the servers. It is also crucial to stay up-to-date with the advancements in encryption technology. When new vulnerabilities are discovered or encryption algorithms become obsolete, the strength of existing certificates should be assessed, and the systems should be upgraded to more secure algorithm suites as soon as possible. Keeping server software and libraries up-to-date is essential to ensure support for the latest versions of the TLS (Transport Layer Security) protocol.

summarize

SSL certificates have evolved from basic encryption tools to essential components for establishing online trust, ensuring data security, and enhancing the professionalism of websites. Understanding the working principles of their combination of asymmetric and symmetric encryption is a prerequisite for effectively utilizing this technology. Making the right choice between DV, OV, EV, and multi-domain/wildcard certificates based on the nature of the website and budget allows for a balance between security requirements and costs. Every step, from applying for verification, installing the certificate on the server, to enforcing HTTPS and enabling configuration optimizations such as HSTS, plays a crucial role in the ultimate success of the implementation.

It is particularly important to view the deployment of SSL certificates as a continuous lifecycle management process, rather than a one-time task. Strict expiration monitoring and timely renewal, the secure storage of private keys, as well as the ability to quickly revoke and update certificates in response to security incidents, all form the foundation of a website’s long-term stability and security. In an era of increasingly complex cybersecurity threats, a properly deployed and well-maintained SSL certificate serves not only as a shield to protect users but also as a credible representation of the website owner in the digital world.

FAQ Frequently Asked Questions

What are the differences in the way DV, OV, and EV certificates are displayed in browsers?

DV certificates only display a gray lock icon and a security connection indicator in the browser address bar. When you click on the lock icon for an OV certificate, the verified organization name is displayed in the certificate details that pop up. EV certificates, on the other hand, offer the highest level of visual trust; in the latest browsers, the address bar turns green, and the company name is directly displayed next to the lock icon.

Will deploying an SSL certificate affect the website's access speed?

Enabling SSL/TLS encryption does indeed introduce some overhead due to the handshake process and the calculations involved in encryption and decryption. However, thanks to the powerful computing capabilities of modern servers, the optimized TLS protocol, and the multiplexing features of HTTP/2, this negative impact is minimal. In fact, the performance improvements brought by HTTP/2 often more than compensate for the additional overhead associated with encryption, resulting in a faster browsing experience on HTTPS websites.

How should I choose between single-domain, multi-domain, and wildcard certificates?

If you only have one main domain name that needs protection, such as “www.example.com”, choosing a single-domain certificate is the most cost-effective option. If you have multiple completely different domain names that need protection, such as “example.com”, “example.net”, and “shop.com”, you should opt for a multi-domain certificate. If you have a main domain name along with several subdomains at the same level, such as “mail.example.com” and “blog.example.com”, then a wildcard certificate that covers “*.example.com” is the best choice. It is convenient to manage and offers greater flexibility.

Why does the browser still indicate that the connection is insecure after the certificate has been installed?

There could be several reasons for this issue. The most common one is that the webpage contains a mix of HTTPS and HTTP content; for example, images, style sheets, or scripts are still being loaded via the HTTP protocol. This is known as the “mixed content” problem, and all resource links need to be changed to HTTPS. Another possibility is that the certificate is not installed correctly, or the intermediate certificate chain is incomplete. It’s also possible that the browser is caching outdated security information; you can try clearing the cache or accessing the webpage in private mode. Finally, make sure that the server is configured correctly to enforce redirects, forcing users to use HTTPS for all connections.